Since many causes of back pain don’t clearly show on an x-ray, back pain disability claims are often more difficult to document than other types of disability, and may be denied by insurers if you can’t provide adequate documentation.
It is important to keep accurate records of doctor visits, medications, and alternative treatments, especially if a medical professional has advised you to stop working at your regular job.
Besides medical records, it may be helpful to keep a journal documenting lifestyle changes related to your condition.
Your insurer may want you to see their doctor for an examination. They may also refer you to a physical therapist to try to improve your condition. While it’s important for you to cooperate with procedural requirements, be sure to document any treatment that makes you feel worse.
Stress is known to be a factor in back pain, and the process of applying for disability benefits can be very stressful, especially if your condition is difficult to document with standard test results.
It’s hard to anticipate a medical crisis, and delays in receiving benefits can add financial stress as well. However, there are programs to provide help, and your local hospital probably has a social worker who can refer you to sources of financial help.
It can also take months to resolve a disputed claim, and you may need to hire an attorney to represent you. Be sure your attorney is experienced in disability claims, and willing to keep you informed of the status of your case.
However, if you truly are unable to work, you shouldn’t let anyone make you feel guilty about applying for the benefits you’ve earned.
If you want to work, but need to find a different type of job, your state’s Vocational Rehabilitation program can help with training.